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Home Loans

NMLS# 381076

mtb.com. ©2018 M&T Bank. NMLS# 381076. Member FDIC. Equal Housing Lender. This is not a commitment to make a mortgage loan.
mtb.com. ©2018 M&T Bank. NMLS# 381076. Member FDIC. Equal Housing Lender. This is not a commitment to make a mortgage loan.
Historical Primary Mortgage Market Survey® data provided by Freddie Mac
Important Disclosure


mtb.com. ©2018 M&T Bank. NMLS# 381076. Member FDIC. Equal Housing Lender. This is not a commitment to make a mortgage loan.
Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Not all borrowers will qualify. Use of the data is at the user's sole risk. This chart is for illustrative purposes only. This is not a commitment to lend. Not all borrowers will qualify. These are the current national mortgage rates on popular loan products. Rates shown are not available in all states or to all borrowers.
mtb.com. ©2018 M&T Bank. NMLS# 381076. Member FDIC. Equal Housing Lender. This is not a commitment to make a mortgage loan.
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mtb.com. ©2018 M&T Bank. NMLS# 381076. Member FDIC. Equal Housing Lender. This is not a commitment to make a mortgage loan.
mtb.com. ©2018 M&T Bank. NMLS# 381076. Member FDIC. Equal Housing Lender. This is not a commitment to make a mortgage loan.
mtb.com. ©2018 M&T Bank. NMLS# 381076. Member FDIC. Equal Housing Lender. This is not a commitment to make a mortgage loan.

Mortgage Calculator

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This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your mortgage consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount. Refinancing to reduce total monthly payments may lengthen repayment term or increase total interest expense.
mtb.com. ©2018 M&T Bank. NMLS# 381076. Member FDIC. Equal Housing Lender. This is not a commitment to make a mortgage loan.

Refinance Calculator

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This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your mortgage consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount. Refinancing to reduce total monthly payments may lengthen repayment term or increase total interest expense.
mtb.com. ©2018 M&T Bank. NMLS# 381076. Member FDIC. Equal Housing Lender. This is not a commitment to make a mortgage loan.

Affordability Calculator

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$
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This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your mortgage consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount. Refinancing to reduce total monthly payments may lengthen repayment term or increase total interest expense.
mtb.com. ©2018 M&T Bank. NMLS# 381076. Member FDIC. Equal Housing Lender. This is not a commitment to make a mortgage loan.
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Home Loans

NMLS# 381076

mtb.com. ©2018 M&T Bank. NMLS# 381076. Member FDIC. Equal Housing Lender. This is not a commitment to make a mortgage loan.

Calculator Results

You can afford $300,000

Your Monthly Payment: $667/month
Total Loan Amount: $240,000
Estimated insurance needed:$667/month
MI rates provided by Logomgictrans12

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By submitting your contact information, you expressly consent to having M&T Bank contact you about your inquiry by text message or phone (including automatic telephone dialing system or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from M&T Bank or its affiliates. You also agree to our Terms of Use and our Security and Privacy Policy.
mtb.com. ©2018 M&T Bank. NMLS# 381076. Member FDIC. Equal Housing Lender. This is not a commitment to make a mortgage loan.

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mtb.com. ©2018 M&T Bank. NMLS# 381076. Member FDIC. Equal Housing Lender. This is not a commitment to make a mortgage loan.

Rates Disclosure

Interest rates and APRs are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details. This is not a credit decision or a commitment to lend.  Mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available. APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your monthly payment is not based on APR, but instead on the interest rate on your Note. Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.

Rates and APRs also assume owner occupied Single family residences with an 80 loan-to-value (20% Down payment).  Discount point have varied and can be found on www.freddiemac.com.  These mortgage averages are for loans in 1st Lien Position.  The historical Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Use of the data is at the user's sole risk. In no event will the advertiser on this app or Freddie Mac be liable for any damages arising out of or related to the data, including, but not limited to direct, indirect, incidental, special, consequential, or punitive damages, whether under a contract, tort, or any other theory of liability, even if Freddie Mac is aware of the possibility of such damages.

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M&T Bank traces its origins to the founding of Manufacturers and Traders Bank in Buffalo, New York, in 1856. Since then, M&T has become one of the 20 largest commercial bank holding companies with over 775 branches and more than 1,800 ATMs in New York, Pennsylvania, Maryland, Delaware, New Jersey, Connecticut, Virginia, West Virginia and Washington D.C. Understanding what’s important to our customers enables us to provide home purchase and refinance solutions across the U.S. including fixed and adjustable rate mortgages, FHA, VA and USDA mortgages, construction loans, renovation mortgages, first time homebuyer programs, reverse mortgages and much more. We’ve built a reputation of reliability and accessibility by providing a full range of personal, commercial, business, investment and mortgage banking services. M&T Bank is a name that has been trusted for over 160 years.
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mtb.com. ©2018 M&T Bank. NMLS# 381076. Member FDIC. Equal Housing Lender. This is not a commitment to make a mortgage loan.

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mtb.com. ©2018 M&T Bank. NMLS# 381076. Member FDIC. Equal Housing Lender. This is not a commitment to make a mortgage loan.

DISCLAIMER

You are going to a 3rd party website and there is NO WARRANTY, expressed or implied, for the accuracy of this information or its applicability to your financial situation. Please consult your mortgage consultant.

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mtb.com. ©2018 M&T Bank. NMLS# 381076. Member FDIC. Equal Housing Lender. This is not a commitment to make a mortgage loan.
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Home Loans

NMLS# 381076

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